No bank visits. Digital & hassle-free.
Rates updated Oct 19, 2025
Rates updated Oct 19, 2025
No commitments, just the first step to better rates.
Since 2015, 360Lending has been helping homeowners across Ontario get better rates on home equity loans, HELOCs, and mortgage refinancing.
We fix problems banks can't. We help homeowners with overextended credit or income and high debt load.
Get an instant estimate, schedule a call with a broker, and review your options from the comfort of home.
Rated A+ by the Better Business Bureau. Our brokers are committed to your best interest—always.
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See how our clients are spending smarter and saving more
Find out how much you can save on interest payments by consolidating your credit cards and personal loans
Learn more
Current payment
$0 / month*
360Lending payment
$0 / month*
Your estimated interest savings
$0 /month*
or save
$0in payments over 12 months*
with 360Lending payment
Paying off your credit cards will help boost your score within 60-90 days
*The information presented is for illustrative and educational purposes only. Monthly payments are an estimate. Calculations are made assuming an APR of 11.99% for 360Lending payments and an APR of 19.99% for fixed payments with your credit card provider.
James and Charlie have $65,000 of credit card debt, personal loans, and student loans that they would like to pay off.
The couple is paying about $1,700/month in interest payments and feels like they are not making any progress.
Our team helped James and Charlie combine all of their debts into one single payment and saved them over $1,050/month.
Their credit scores improved to 700+ within 90 days of their credit cards being paid off.
Start by searching for your questions; we've likely covered the topic in one of our detailed articles. Click on "Ask 360" to contact us directly if you can't find the answers you're looking for. Our team is here to help!
360Lending empowers families with tools for better decisions and prioritizes client care for success.
9040 Leslie St, Unit 215
Richmond Hill, Ontario, L4B 3M4
Mon-Wed9am-8pm
Thurs-Fri9am-5pm
Sat-SunClosed
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