Facebook Pixel
Mortgage broker professional
Estimated Borrow Amount
$40,000

A Better Mortgage
Starts Here

No bank visits. Digital & hassle-free.

Rates updated Oct 7, 2025

Estimated Borrow Amount
$40,000

Rates updated Oct 7, 2025

Get on-demand mortgage advice

  1. 1Find out what you may qualify for
  2. 2See how much you can borrow
  3. 3Calculate your monthly savings

Call 1-888-794-1464

No commitments, just the first step to better rates.

Over 2,000+ 5-star reviews. We help you get the best rates in 3 simple steps:

360Lending is an award-winning mortgage brokerage helping homeowners across Ontario get better rates on home equity loans, HELOCs, and mortgage refinancing.

  • Get a Free Online Estimate

    Enter your address to see how much you can borrow and your estimated payments in 60 seconds.

  • Talk to a Broker (24 Hours)

    Schedule a call at the end of your estimate to get your conditional approval in 24 hours.

  • See Your Borrowing Options

    Review our digital report to get a clear picture of your finances + your borrowing options.

As featured on:

Financial PostNational Post
Get Started

Our most popular products and services

See how our clients are spending smarter and saving more

    Pay 50% Less Interest vs. Credit Cards

    Find out how much you can save on interest payments by consolidating your credit cards and personal loans

    Learn more

    Right Arrow
    Information
    Credit cards, personal loans, student loans, car loans, collection items, tax arrears, etc.
    $
    Information
    Credit cards in Canada usually have a minimum monthly payment that roughly equals 2.5% of the balance (i.e. $250 payment for $10,000 debt).
    $

    INTEREST PAYMENT COMPARISON

    Current payment

    $0 / month*

    360Lending payment

    $0 / month*

    Your estimated interest savings

    $0 /month*

    or save

    $0in payments over 12 months*

    with 360Lending payment

    Paying off your credit cards will help boost your score within 60-90 days

    *The information presented is for illustrative and educational purposes only. Monthly payments are an estimate. Calculations are made assuming an APR of 11.99% for 360Lending payments and an APR of 19.99% for fixed payments with your credit card provider.

    Headshot

    Improve cash flow and credit

    • Check Mark

      James and Charlie have $65,000 of credit card debt, personal loans, and student loans that they would like to pay off.

    • Check Mark

      The couple is paying about $1,700/month in interest payments and feels like they are not making any progress.

    • Check Mark

      Our team helped James and Charlie combine all of their debts into one single payment and saved them over $1,050/month.

    • Check Mark

      Their credit scores improved to 700+ within 90 days of their credit cards being paid off.

    Your questions answered here

    Start by searching for your questions; we've likely covered the topic in one of our detailed articles. Click on "Ask 360" to contact us directly if you can't find the answers you're looking for. Our team is here to help!

    ​
    Toronto skyline at night

    Serving Communities Across Ontario

    Our team serves communities like yours across all of Ontario, including:

    AjaxBarrieBramptonBurlingtonHamiltonKitchenerLondonMarkhamMississaugaOakvilleOshawaOttawaRichmond HillTorontoVaughanWindsor
    Logo

    360Lending empowers families with tools for better decisions and prioritizes client care for success.

    Location

    9040 Leslie St, Unit 215

    Richmond Hill, Ontario, L4B 3M4

    Hours

    • Mon-Wed9am-8pm

    • Thurs-Fri9am-5pm

    • Sat-SunClosed

    Products

    Company

    Connect

    FSRA 13092